Central Government Health Scheme (CGHS)
Introduction to CGHS
The Central Government Health Scheme (CGHS) is a comprehensive healthcare initiative established by the Government of India, specifically designed to provide medical care to central government employees, pensioners, and their dependents. Launched in 1954, CGHS offers a wide array of healthcare services, including outpatient care, hospitalization, specialist consultations, and diagnostic services, through its network of wellness centres, government hospitals, and empanelled private hospitals across the country. CGHS plays a vital role in ensuring the health and well-being of central government employees and their families by offering accessible and affordable healthcare solutions.
At Nandadeep Eye Hospital, we are honoured to be a CGHS-empanelled facility committed to delivering top-notch eye care services to central government employees and their dependents. Our team of highly experienced specialists, coupled with cutting-edge technology, ensures that you receive the best possible treatment. Schedule your appointment today and experience exceptional eye care.
Eligibility for CGHS
The Central Government Health Scheme (CGHS) extends its healthcare benefits to a broad range of individuals associated with the central government. The eligibility criteria for CGHS are as follows:
Central Government Employees
- All active employees of the central government, including those working in civilian departments.
- Employees of the Railways, Defense, and other central government departments are also eligible.
- Central government pensioners who retired after serving in various central government departments are eligible for CGHS benefits.
Family Members
- The legal spouse of the ex-serviceman is eligible for coverage under the scheme.
- Dependent children up to a specified age, typically 25 years, are also eligible, provided they are not employed and remain dependent.
- In certain cases, dependent parents and siblings may be covered under the scheme, subject to specific guidelines.
Scheme available in branches
Kolhapur
1st floor, Dattwad renaissance, Church road, New Shahupuri, Kolhapur, Maharashtra 416001
+91 -7588084999
Ratnagiri
URL square 1st Floor, Above ICICI Bank, Godbole Bus Stop, Near Maruti Mandir, Ratnagiri - 415612
+91-9577765050
Belagavi
1st floor, CTS no. 28, Opposite yes bank, next to airtel showroom, khanapur road, goaves, Belagavi - 590006
+91-7340001000For more information visit Official Website
What's Covered Under CGHS?
Similar to ECHS, CGHS provides a comprehensive range of medical services. Here’s a breakdown of the key benefits:
1. Outpatient Services:
- Consultations: CGHS covers consultations with general practitioners (GPs) and specialists across various disciplines like cardiology, orthopedics, ophthalmology, etc. This includes follow-up visits and routine check-ups.
- Diagnostic Tests: The scheme covers necessary diagnostic tests like blood tests, X-rays, and other investigations performed at CGHS dispensaries, government hospitals, or empaneled laboratories.
- Medicines: Prescribed medications by doctors during outpatient consultations are covered. Medicines can be obtained from CGHS dispensaries or reimbursed based on prescriptions filled at authorized pharmacies.
2. Inpatient Services
- Hospitalisation: CGHS covers expenses for room charges, nursing care, food, and other essential hospital services during hospitalization at CGHS-affiliated hospitals or empaneled private facilities.
- Surgical Procedures: Major and minor surgeries requiring hospitalization are covered, along with pre-operative and post-operative care.
3. Specialist Services
- Consultations with specialists across various medical fields are available upon referral from a CGHS doctor.
4. Wellness Services:
- CGHS offers preventive and wellness services through its network of dispensaries, including health education, vaccinations, and basic check-ups.
Frequently Asked Questions
CGHS is a healthcare program initiated by the Government of India to provide medical care to central government employees, pensioners, and their dependents. It offers a wide range of healthcare services, including outpatient care, hospitalization, and diagnostic services, through a network of wellness centres and empanelled hospitals.
To avail of CGHS services, you must visit a CGHS wellness centre or an empanelled hospital with your CGHS card. Services like consultations, diagnostic tests, and medications can be accessed directly at these centres.
Yes, CGHS allows reimbursement for medical expenses incurred outside its network, provided the treatment or medicines were unavailable at CGHS facilities. Reimbursement claims must be submitted with the necessary documentation as per CGHS guidelines.
CGHS-empanelled hospitals are located across India. You can find the list of empanelled hospitals on the official CGHS website or inquire at your nearest CGHS wellness centre. At Nandadeep Eye Hospital, we provide CGHS service. Contact us today and book your appointment.
Contact Us
Mr. Sayan Mukherjee (M. Optom),
Head of the Nandadeep School of Optometry